Needed: Solutions for Care Extended Through Year-End - Seeking resolutions for care before year's end
In a bid to address the rising costs and increasing number of care recipients, the German government has announced a series of reforms aimed at improving the efficiency and sustainability of long-term care financing. The proposed changes, which are expected to be finalised by the end of 2025, focus on expanding integrated care models, financial sustainability, and enhancing funding mechanisms.
At the heart of the reforms is the emphasis on integrated care models, known as "stambulante" care, which combine outpatient and inpatient services. This approach is designed to enable people in need of care to live independently in their familiar surroundings while making care delivery more efficient. The German federal government will support this through financial incentives, pilot projects in rural areas, and improved remuneration for providers. The first pilot projects are expected to start in 2025, with a nationwide funding framework planned for 2026.
The reforms also aim to address the long-term financial challenges of statutory health insurance (SHI) and nursing care. Health Minister Warken has emphasised the need for a balance between income and expenditure in SHI, advocating for earlier results from expert commissions tasked with stabilising contribution rates. These reforms include transitional financing steps, such as pro-rata financing of transformation funds from special infrastructure funds, which are projected to reduce the financial burden on SHI by about €2.5 billion annually over the next decade starting 2026.
Furthermore, benefit structures within long-term care insurance are being adjusted, such as the combination of respite care and short-term care benefits into a single annual budget. This move is intended to simplify access and use of services for care recipients.
The financial situation in care has become chronic, with the care insurance expecting a deficit of 166 million euros this year. In response, the federal government has planned to provide a loan of 500 million euros for stabilisation and another of 1.5 billion euros in 2026.
The working group for a "Future Pact for Care" includes Family Minister Karin Prien (CDU) and other ministries, as well as ministers responsible for care at the state level. The Association of Private Health Insurers has advocated for the promotion of private provision. However, the exact details of the reforms, including proposals for a financial reform, are still under discussion and are expected to be available in December.
The Bavarian minister responsible, Judith Gerlach (CSU), stated that the goal is a reform that would be sustainable for the next few decades. The German Foundation for Patient Protection has stressed that the Future Pact for Care can only succeed if the federal and state governments meet their financing obligations.
In conclusion, these reforms aim to ensure high-quality care provision in the face of demographic pressures while stabilising the financing system for long-term care in Germany. The proposed changes focus on promoting more efficient, integrated care delivery models, improving financial sustainability, and enhancing funding mechanisms to support both inpatient and outpatient care options. The reforms are a significant step towards addressing the increasing costs and rising number of care recipients in Germany.
- The emphasis on integrated care models, known as "stambulante" care, is a key component of the proposed employment policy reforms in Germany.
- These integrated care models combine outpatient and inpatient services, enabling people to live independently while making care delivery more efficient.
- Financial incentives, pilot projects in rural areas, and improved remuneration for providers are some of the methods the federal government is using to support integrated care models.
- The first pilot projects for the integrated care models are expected to start in 2025, with a nationwide funding framework planned for 2026.
- The reforms focus on addressing the long-term financial challenges of statutory health insurance (SHI) and nursing care.
- The need for a balance between income and expenditure in SHI is a priority, with the aim of stabilising contribution rates being a key objective.
- The reforms include transitional financing steps, such as pro-rata financing of transformation funds from special infrastructure funds, to reduce the financial burden on SHI.
- Benefit structures within long-term care insurance are being adjusted, combining respite care and short-term care benefits into a single annual budget for simplifying access and use of services.
- The care insurance is facing a chronic deficit, with a projected deficit of 166 million euros this year.
- The federal government has planned to provide a loan of 500 million euros for stabilisation and another of 1.5 billion euros in 2026 to address this deficit.
- The working group for a "Future Pact for Care" includes various ministries, ministers responsible for care at the state level, and the Association of Private Health Insurers.
- The promotion of private provision is one of the proposals advocated by the Association of Private Health Insurers.
- The exact details of the reforms, including proposals for a financial reform, are still under discussion and are expected to be available in December.
- The Bavarian minister responsible, Judith Gerlach (CSU), has stated that the goal is a reform that would be sustainable for the next few decades.
- The German Foundation for Patient Protection has stressed that the Future Pact for Care can only succeed if the federal and state governments meet their financing obligations.
- These reforms have far-reaching implications for the healthcare system in Germany, impacting both employment policy and science, as well as aspects like fitness and exercise, mental health, and women's health.
- The reforms are expected to address chronic diseases, such as cancer and respiratory conditions, as well as neurological disorders and skin conditions.
- In the realm of medical-conditions, the reforms also focus on addressing migration, war and conflicts, and their impact on healthcare.
- The reforms extend to policy-and-legislation, with the potential for changes in car-accidents, politics, general-news, crime-and-justice, and accidents, fires.