* Insufficient international coverage leaves travelers unprotected for medical expenses abroad
Traveling abroad is an exciting adventure, but it can also be a stressful experience, especially when it comes to healthcare. Most health insurance providers in the U.S. limit their coverage to domestic trips, leaving travelers vulnerable to expensive medical bills if something goes wrong overseas.
So, what does your U.S. health insurance cover for travel abroad? The answer is: it varies. Here's a rundown of some common restrictions of U.S. health insurance policies for international travel:
- Emergency care, but not urgent care. While life-threatening conditions can be covered, an illness or injury that can't wait until the next day and thus falls under the category of urgent care, usually isn't.
- Copayments and deductibles. Even when U.S. healthcare plans cover international situations, there are usually substantial copayments and deductibles for treatment.
- Medical evacuation outside of the country. Few U.S. healthcare plans offer coverage for this, which is important to consider when visiting countries with subpar medical care.
- 24/7 proactive support and assistance. This is a crucial benefit that sets travel insurance apart from health insurance providers and legacy travel insurance providers. Our customer service team works around the clock, via our app or WhatsApp, to provide you with support and assistance for tricky travel situations, while your health insurance provider won't.
That's why it's a smart move to invest in whole-trip travel insurance before you jet-set. Since most healthcare policies don't include comprehensive medical coverage on trips abroad, and an increasing number of countries require visitors to show proof of insurance upon arrival, holistic travel insurance is your best bet for staying safe and stress-free during your travels.
Our travel protection plan covers cancellations, interruptions, and medical emergencies, among other things. You can even purchase coverage for pre-existing medical conditions if you do so within 14 days of booking your trip, and as long as you're medically able to travel when you purchase. The plan also covers pregnancy complications while traveling.
And here's some good news: our plan covers health expenses related to COVID-19—both before and during your trip. So, if you fall ill with COVID-19 before you depart, we'll cover your cancellation claim. And if you become ill with COVID-19 while traveling, we'll cover your emergency medical expenses and your trip interruption claims.
Remember, our customer service specialists work around the clock to help with any health-related incidents or other travel-related problems that may arise during your trip. So, while you're off exploring new places, we'll make sure you're well-taken care of.
Want more information on travel insurance and travel tips? Check out our website for helpful content and advice to ensure a smooth and stress-free travel experience.
Stay safe and protected, travelers!
Protect my trip, the smart way!
- Since most healthcare policies don't include comprehensive medical coverage on trips abroad, it's advisable to invest in whole-trip travel insurance.
- Our travel protection plan covers not only cancellations and interruptions but also medical emergencies, including those related to COVID-19.
- The plan also provides 24/7 proactive support and assistance, setting it apart from health insurance providers and legacy travel insurance providers.
