Essential Insights on Vision Care Coverage Offered by Humana
For individuals eligible for Original Medicare, Humana offers a range of Medicare Advantage plans that provide additional benefits, such as vision, hearing, and dental care, beyond what is covered by Original Medicare. These plans, available to those turning 65 and U.S. citizens or residents for at least five years, can be found in various states, with costs and plan details varying by location.
Humana's Medicare Advantage plans offer extensive coverage, including routine eye exams, glasses, and contacts under vision benefits, hearing exams, and sometimes hearing aids or related services under hearing benefits, and preventive dental services, with some plans covering more extensive dental care. The plans also continue to cover chiropractic care, though routine maintenance chiropractic care will no longer be covered as of 2025.
In addition to these benefits, Humana's Special Needs Plans (SNPs) combine all the coverage of Original Medicare with prescription drug coverage. These plans are available to people with an additional qualifying condition or who are eligible for both Medicare and Medicaid. Humana offers two types of SNPs: Chronic Conditions Special Needs Plans (C-SNPs) and Dual-Eligible Special Needs Plans (D-SNPs).
Humana's Medicare Advantage plans come with associated costs, including a monthly premium, copays, coinsurance, and a deductible. However, Humana HMO plans have lower monthly premiums and copays and offer a maximum out-of-pocket cost limit. Humana PFFS plans often include prescription drug coverage and offer emergency care coverage anywhere in or out of the United States.
Individuals with a Humana PFFS plan do not need referrals, and Humana PPO plans allow a person to go to any Medicare-approved doctor or other healthcare professional, in or out-of-network. To be eligible for a Humana Medicare Advantage plan, a person must first be eligible for Original Medicare.
Interested individuals can find more cost and plan details by entering their ZIP code on the Humana Medicare Advantage website. With these comprehensive plans, Humana aims to provide a more holistic approach to healthcare for its Medicare beneficiaries.
- Humana's Medicare Advantage plans offer vision benefits that include routine eye exams, glasses, and contacts, beyond what Original Medicare covers.
- Humana's Special Needs Plans (SNPs) provide all the coverage of Original Medicare, along with prescription drug coverage, and are available to people with an additional qualifying condition or eligible for both Medicare and Medicaid.
- Humana Medicare Advantage plans may require associated costs such as monthly premiums, copays, coinsurance, and a deductible, but HMO plans have lower monthly premiums and copays, and a maximum out-of-pocket cost limit.
- To be eligible for a Humana Medicare Advantage plan, an individual must first be eligible for Original Medicare, and they can find more cost and plan details by entering their ZIP code on the Humana Medicare Advantage website for a more holistic approach to their health and wellness.
